Why can lock insurance only be on paper?

Mr. Li complained that the original instructions he bought for a lock said that the lock factory had been insured at the relevant insurance company, amounting to 600,000 yuan. However, after his family was stolen, he called the insurance reception phone and found that it was an empty number, which made him very angry. The owner of a lock-up company in Xihu Road, Nankai District told the reporter that the situation encountered by Mr. Li is very common at present, because some insurance companies claim that the insurance compensation itself is fake and there is no insurance at the insurance company.

In addition, it is difficult for the stolen family to obtain insurance compensation because the conditions for compensation set up by the insurance lock factory and the insurance company are too harsh. Among the insurance compensation conditions, one is that the anti-theft lock of the stolen family must be opened by the thief with technical means, rather than mandatory and destructive unlocking. To prove this, it is necessary to go to the public security department of the district, counties and above for technical appraisal, and obtain a technical unlock certificate. But consumers are currently having difficulty getting an appraisal. In addition, there are insurance compensation regulations: the property that is claimed for compensation in the home must have the original purchase invoice, otherwise no compensation will be awarded. But it is impossible to have an invoice at all, such as stolen cash.

Anti-theft lock expert Shi Qinglong suggested that the public should not worry too much about the so-called insurance compensation when purchasing anti-theft locks. This is only a means of sales.