![<?echo $_SERVER['SERVER_NAME'];?>](/template/twentyseventeen/skin/images/header.jpg)
A representative survey of BBE retail experts from the Cologne consulting firm showed: Credit crunch-it is becoming more and more difficult for the retail industry to obtain loans. According to the survey, more than 60% of the 300 retailers surveyed said that their partner banks became stricter and more restrictive in terms of loan business than in October last year. Another 20% said that loans have become "slightly restricted." Joachim Stumpf, general manager of BBE retail experts, explained: "It is significantly more difficult to obtain bank loans today than in October of last year, and the number accounts for more than 80% of the companies surveyed. In this way, we can see that retail Industry suffered from credit crunch. "
In terms of loans, banks are treated according to different industries. Sports goods retailers and grocers are more likely to obtain loans than the building materials market or motor vehicle / car accessories retailers; furniture stores, decoration stores, and textile and footwear retailers are particularly difficult to obtain loans.
In addition, a survey by BBE retail experts also revealed that the bank's interest rate decline has not been implemented among customers. More than 60% of respondents said that their interest rates on loans have not changed since January 2009, and some retailers said their demand deposit accounts have even increased. Stumpf explained: "Banks have completely ignored the right of most retailers to lower their basic interest rates, and have not implemented this policy to customers. The risk premium has increased a lot." This behavior of banks is also by industry. More than 80% of the surveyed furniture stores and decoration retailers said that the basic interest rate of their loans remained unchanged or decreased; while more than 50% of the surveyed building materials retailers and motor vehicle / car accessories retailers said that their loans The basic interest rate has increased. "The problem of credit crunch is particularly prominent in the retail industry, because the retail industry's demand for funds for rent, commodity inventory and facilities has increased, and the capital ratio of the retail industry is lower than other economic sectors.
Pruning Scissors,Long Pruning Shears,Pruners Tools Scissors,High Carbon Steel Garden Scissors
ChongQing Troya Hardware Manufacture Co., Ltd , https://www.cqtroya.com