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Mahogany furniture is cherished by people with excellent craftsmanship, rare materials and rich cultural accumulation, but the high price makes many ordinary consumers discouraged. A few days ago, the well-known brand Mahogany Argyle cooperated with Minsheng Bank to launch the first mahogany furniture consumer credit service in China . With simple procedures and easy installment payment, the owner can move the favorite mahogany furniture home.
Furniture industry tries consumer credit for the first time
The cooperation between Redwood Agile and Minsheng Bank is the first attempt of consumer credit in the domestic redwood furniture industry. According to Minsheng Bank retail marketing person in charge, the lender only need to provide a simple application materials, such as personal documents, proof of income and other application materials can be handled. After the review is passed, Minsheng Bank will pay the redwood Yajuge, and consumers can take the mahogany furniture home without a down payment. The form of repayment of consumer credit is also flexible. Consumers can negotiate with the bank to choose a monthly payment or one-off payment at the end of the year. The term of the consumer loan is 1-3 years. Unlike other types of consumer credit, Hongmu Yajuge will bear one-year loan interest, and consumers can enjoy a one-year interest-free period.
Furniture credit drives the mahogany consumer market
Although the investment value of mahogany furniture value-added and value-preserving is further optimistic about consumers, the high price still keeps some ordinary consumers away. The person in charge of Mahogany Yaju said that this cooperation with Minsheng Bank will greatly reduce the investment threshold of mahogany furniture and allow more consumers to join the investment and collection of mahogany furniture. In addition, the loan interest is borne by the Redwood Yaju Pavilion. For consumers who purchase loans from redwood furniture, no additional costs will be incurred, reducing investment costs and risks. The mahogany house also launched the activity of " preservation and value-added, three-year recovery " . The furniture can be recovered at the original price after three years without defect and breakage. The repair service is free for life. Consumers buy mahogany furniture without any worries and invest in financial management. To be more relaxed.
Consumer Credit Tests Enterprise Strength
Consumer credit sellers are discounting interest rates, which is the first case in Minsheng Bank. The relevant person in charge of Minsheng Bank said that in terms of consumer credit, the bank's audit of enterprises is very strict. Currently, it is only carried out in large-scale and well-capitalized companies such as automobiles and real estate. Cooperation with Hongmu Yajuge is based on the strength of the partners and Recognition of credibility. For 13 years, Redwood Agile has been devoted to the development and sale of classical mahogany furniture. With its authentic materials selection, exquisite workmanship, professional vision, and value-preserving commitment, it has fully demonstrated high-quality and honest caring services, and has become a unique in the domestic mahogany furniture market Commercial brand. Redwood Agile Club General Manager Shi Lifeng said that as director of professional classical traditional mahogany furniture Shaanxi Provincial Committee (chairman) unit, mahogany Agile Court Minsheng Bank in cooperation with the consumer credit business, not just marketing innovation, try innovative services, It also helps to promote the development of the redwood industry and meet the needs of more consumers.
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